Operating pillars
4
Capability layers rendered with explicit operational behavior.
Platform Capability
Reconciliation That Keeps The Story Intact
Connect provider callbacks, ledger entries, settlement files, and operator review so finance and support teams do not rebuild money movement from fragments.
- 01Provider matching
- 02Ledger closeout
- 03Exception evidence
Client apps
01API requests enter with tenant scope.
API edge
02Contracts, auth, and idempotency checked first.
Policy engine
03Limits, risk, and routing rules decide path.
Ledger core
04Minor-unit entries become the financial source.
Provider routes
05Rail selection and failover stay explicit.
Webhook runtime
06Signed events leave with retry history.
Runtime boundary
Tenant configattached
Rate policyattached
Auth scopeattached
Evidence trailattached
Control result
one map
Payments, cards, accounts, ledgers, and webhooks inherit one operating model.
Visual center
Reconciliation spine
Provider events, ledger state, and review evidence aligned through one runtime path.
Runtime model
Deterministic
Replay-safe money and identity workflows under retry pressure.
Control boundary
Tenant-scoped
Isolation across authorization, data access, and operator actions.
Operating model
Provider files, callbacks, ledger state, and operator review collapse into one closeout story.
Entrypoint
POST /reconciliation/runs
01Ingest
Collect external evidence
Provider callbacks, settlement files, and internal events enter one run.
02Match
Correlate movement
External references match against transfer, payment, card, and ledger state.
03Compare
Detect exceptions
Mismatches become visible instead of hiding inside exports.
04Own
Assign operator review
Unmatched or late records get explicit owners and review state.
05Close
Seal closeout evidence
Finance receives a traceable closeout with provider and ledger context.
Events emitted
reconciliation.run.created
reconciliation.match.created
reconciliation.exception.opened
reconciliation.closeout.completed
Evidence retained
provider_reference
settlement_file
ledger_entry
exception_owner
closeout_status
Failure path proof
Closeout work keeps one source of truth.
Provider files, callbacks, ledger entries, exceptions, and operator ownership stay inside one reconciliation story.
01
Unmatched provider row
Incident
A settlement file includes a provider reference that does not match known ledger activity.
Zentra path
The row becomes an exception with owner, status, and closeout requirements.
Evidence
Provider row, settlement file, exception owner, ledger search result, and decision are retained.
02
Late callback
Incident
A provider callback arrives after finance has started settlement review.
Zentra path
The callback is correlated into the reconciliation run instead of living as a separate support note.
Evidence
Callback, run ID, matched movement, operator action, and closeout state stay attached.
Lifecycle proof
From API request to operational evidence.
This page makes the runtime visible: POST /reconciliation/runs, the state path, emitted events, and evidence a team can inspect when the happy path breaks.
API request
liveawait zentra.runtime.intents.create({
intent_id: "intent_042",
scope: "workspace_scope",
money_model: "minor_units + ledger_currency",
primitives: ["policy", "ledger", "events"]
})
intent accepted
workspace scope resolved
runtime trace attached
Runtime state machine
01Accept intentruntime contractaccepted
02Resolve controlsscope + policycontrolled
03Post ledger stateminor-unit entriesledgered
04Select routecorridor contextrouted
05Sync eventssigned streamsynchronized
06Seal evidenceactor + scope + timeevidenced
Ledger entries
debitcustomer_balance-125000 mu
creditreserved_balance+125000 mu
debitreserved_balance-125000 mu
creditsettlement_account+125000 mu
Audit evidence
actorsvc_runtime
scopeworkspace_scope
policylimit_check.passed
signatureverified
Capability model
Operational building blocks, not vague feature claims.
Each pillar below maps product capability to runtime behavior teams can reason about before launch.
01
Provider event matching
Correlate external provider callbacks with internal transfer, payment, and card activity.
02
Ledger-to-settlement review
Compare ledger postings, settlement records, and operational state before closeout.
03
Exception ownership
Assign mismatches, late callbacks, and failed settlements to explicit operators and review lanes.
04
Audit-ready closeout
Preserve actor, tenant, provider, ledger, and timestamp evidence for finance and compliance review.
Visual center
Reconciliation spine
Provider events, ledger state, and review evidence aligned through one runtime path.
- Keep provider event matching deterministic under retries, delays, and asynchronous callbacks.
- Expose state transitions and error semantics clearly enough for operators and integrators to act.
- Capture audit events with tenant and actor attribution for regulated review workflows.
API to product
The integration should create visible state.
A buyer should see the first call, the system response, the webhook behavior, and the ledger/audit consequence without leaving the product page.
start reconciliation run
await zentra.reconciliation.runs.create({
provider: "rail_primary",
settlement_file: "set_2026_04_26",
ledger_window: "2026-04-26",
owner: "finance_ops"
})System response
status
matching
event
reconciliation.run.created
evidence
provider_reference
entrypoint
POST /reconciliation/runs
The first integration proof should show POST /reconciliation/runs, emitted events, retained evidence, and visible product state.
Webhook replay
01timeoutevent reconciliation.run.createdretained
02signature verifiedevent reconciliation.run.createdretrying
03deliveredevent reconciliation.run.createdresolved
Result: one ledger-safe state transition
Delivery state remains visible without creating duplicate financial state.
Ledger flow
account
Customer
-125000 mu
account
Reserved
+125000 mu
account
Settlement
+125000 mu
account
Merchant
+125000 mu
account
Payout
closed
Operational proof
Evidence that the capability behaves correctly when production gets noisy.
The proof points below are written to be checked by operators, solution engineers, and compliance teams, not just admired in a brand presentation.
Reconciliation is treated as a first-class product surface, not a back-office export afterthought.
Provider drift, duplicate callbacks, and settlement delays resolve against explicit ledger and event state.
Finance, support, and compliance teams inspect the same closeout evidence instead of parallel spreadsheets.
Trust layer
Audit evidence travels with the capability.
Every primitive page needs proof that state, actor, tenant, signature, and policy context remain reviewable after the happy path breaks.
Trust evidence
The proof stays attached to the runtime state.
actorsvc_runtime
scopeworkspace_scope
timestamp2026-04-26T14:12:09Z
policylimit_check.passed
intentintent_042
signatureverified
ledgerentry_042
statusaudit_ready